higher LTV ratio substantially increases an elderly homeowner’s likelihood of exiting homeownership. In particular, elderly … homeowners with an LTV ratio greater than 80% are more than four times likely to exit homeownership than their debt … less likely to depart from homeownership if they recently extracted equity from their homes. In addition, we find both …

This study investigates homeownership decisions of young adult children who experienced parental foreclosure. The … and 2011 had the strongest negative effects; yet, young adults appeared to postpone rather than giving up homeownership … foreclosure effects exceeded the positive effects of savings, making homeownership less likely among foreclosure witnesses who …

prudential measure by the Financial Supervisory Authority of Sweden in 2010, on the likelihood of homeownership of the young … homeownership of young adults within the range of 1.3–3.2 percentage points, with no consistent pattern across regions but in …

After rising for a decade, the U.S. homeownership rate peaked at 69 percent in the third quarter of 2006. Over the next … homeownership rate declined by 1.7 percentage points. An important question is, how much more will this rate decline over the … current economic downturn? To address this question, we propose the concept of the 'homeownership gap' as a gauge of downward …

A wide range of aggregate data is used to examine the spatial variation in homeownership rates among a cross-section of … spatial dependence in homeownership levels. In addition to familiar demographic and socioeconomic variables, the regional … disparities in homeownership rates between eastern and western Germany as well as between rural, urbanized and agglomerated …

homeownership in Japan. We find that although both rural and urban households with higher incomes are more likely to transition to … homeownership, access in rural areas is more equally distributed over various income groups. Since most of the previous empirical …, whereas in rural areas homeownership is more equally distributed. Nonetheless, given the relatively low levels of household …

Homeownership rates are very different across European countries. They range from below 50% in Germany to over 80% in … Greece, Spain or Ireland. However the differences lie not only in the overall homeownership rates but also in its structure … significant determinant of the decision to move to homeownership in all analysed countries, while co-habitating households are …