The increase in the homeownership rate in the middle of the last decade extended to all age groups but was most … to mortgage credit along with evidence of less risk averse attitudes towards investment in homeownership. Following the … crash, these trends have reversed and homeownership rates have largely reverted back to the levels of 2000. The drop in the …

expansion of U.S. homeownership using an equilibrium model of tenure choice. In the model, home buyers have access to a menu of ….S. economy and is capable of accounting for the boom in homeownership in 1960. The decomposition suggests that government … for 13 percent of the increase in homeownership …

homeownership derived from the model are consistently lower than the probabilities of an initial transition to homeownership from … rental tenure during the observation period. Finally, the magnitude, and timing of the impact on homeownership of a policy …