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The German health care reform of 2004 imposes a charge of 10 Euro for the first visit to a doctor in each quarter of the year. At first glance, there is no inhibiting effect of this fee on utilization in the German Socio-Economic Panel. However, this study reveals that the true effect is...
Persistent link: https://www.econbiz.de/10010427543
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10011633519
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10003785047
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10009663837
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10011632066
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10014218988
copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private …-in-difference approach to examine whether the new copayment effectively reduced the overall demand for physician visits and to explore … same time, we did not observe a deterrent effect among vulnerable individuals. Thus, the copayment has failed to reduce the …
Persistent link: https://www.econbiz.de/10014218994
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10014213324
physicians' services. As a part of the reform, co-payments for prescription drugs were increased step up to 200%. However … for physicians' services of the treated, those subject to increased co-payments, can be assessed. The differences …-in-differences estimates indicate that increased co-payments reduced the number of doctor visits by about 10% on an average. -- co-payment …
Persistent link: https://www.econbiz.de/10001806923
The Affordable Care Act requires insurers to offer cost sharing reductions (CSRs) to low-income consumers on the Marketplaces. We link 2013-2015 All-Payer Claims Data to 2004-2013 administrative hospital discharge data from Utah and exploit policy-driven differences in the actuarial value of CSR...
Persistent link: https://www.econbiz.de/10014440053