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Population aging and convergence of household credit

Sever, Can - In: The B.E. journal of macroeconomics 23 (2023) 1, pp. 497-520

Persistent link: https://www.econbiz.de/10013556567

Housing wealth and consumption : the role of heterogeneous credit constraints

Aruoba, S. Borağan; Elul, Ronel; Kalemli-Ozcan, Sebnem - 2022

Persistent link: https://www.econbiz.de/10013382301

Liquidity constraints and demand for maturity the case of mortgages

Ferrari, Alessandro; Loseto, Marco - 2023

Using administrative data on mortgages issued in Italy between 2018 and 2019, this paper estimates loan demand elasticities to maturity and interest rate. We find that households are responsive to both contract terms: a 1% decrease in interest rate increases the average loan size by 0.22%...

Persistent link: https://www.econbiz.de/10014478506

Effects of household creditworthiness on mortgage refinancings

Peristiani, Stavros C. (contributor) - 1996

Persistent link: https://www.econbiz.de/10000968845

Bankruptcy exemptions and the market for mortgage loans

Hynes, Richard; Berkowitz, Jeremy - 1998

Persistent link: https://www.econbiz.de/10000658918

The supply side of household finance

Foà, Gabriele; Gambacorta, Leonardo; Guiso, Luigi; … - 2015

Persistent link: https://www.econbiz.de/10011437594

Do tax incentives for saving in pension accounts cause debt accumulation? : evidence from Danish register data

Andersen, Henrik Yde - 2015

access to comprehensive information on all mortgage loans in Denmark. Exploiting the exogenous shock to pension taxation, we … demonstrate how a sharp reduction in voluntary pension savings is partly offset by increased repayments on mortgage loans. …

Persistent link: https://www.econbiz.de/10011439657