Using a unique dataset, which combines bank organizational variables, information on lending techniques, firms' credit … crisis period. Our main findings suggest that the variables shaping the organization of a bank in its lending activity to non …

bank participation than those that did not. Furthermore, panel regressions indicate that foreign participation increased as …This paper describes the recent trends in foreign bank ownership in developing countries, summarizes the existing … evidence on the causes and implications of foreign bank presence, and reexamines the link between banking crises and foreign …