survey of U.S. households, we document the prevalence of financial stress in U.S. households and a strong relationship … between financial stress and measures of financial constraints. We incorporate financial stress into an otherwise standard … requires two equally important components: financial stress itself and naivete about financial stress. Specifically …

worker performance and stress. Letting individuals choose whom to compare to increases productivity to the same extent as a … a large increase in stress. Using a combination of choice data, text analysis and simulations, we show that the key …