Introduction: Insurance and its Economic Role -- Risk: Measurement, Perception, and Management.- Insurance Demand I: Decisions under Risk without Diversification Possibilities.- Insurance Demand II: Decisions under Risk with Diversification Possibilities.- The Insurance Company and its Insurance...

Das Buch macht den Leser mit den zentralen Fragestellungen und dem analytischen Werkzeug der Versicherungsökonomik vertraut. Es führt Beiträge zur Nachfrage nach Versicherung, zum Angebot an Versicherung und der Versicherungsregulierung sowie zur Sozialversicherung in einer vereinheitlichten...

The objective of this paper is to pursue an intuitive idea: For a consumer who is an unfavorable health risk but a “better risk” regarding a second peril, would a multi-peril policy not be associated with a reduced selection effort on the part of the insurer? If this intuition should be...

The sustainability of the welfare state ultimately depends on citizens' preferences for income redistribution. They are elicited through a Discrete Choice Experiment performed in 2008 in Switzerland. Attributes are redistribution as GDP share, its uses (the unemployed, old-age pensioners, people...