Does adoption of shared electronic banking network technology in the financialservices industry exhibit S-curve growth patterns as other technologies do? This paperexamines this issue in the context of an econometric analysis of the national networks,CIRRUS and PLUS. When the size of the CIRRUS...

Recent work in the information systems literature has argued that networkexternalities, the value of a network created as a by-product of an existing installed base, area determinant of interorganizational systems (IOSs) adoption. However, almost noempirical studies have reported the impact of...

What are the determinants of early interorganizational system (IOS) adoption?This paper focuses on a specific kind of IOS -- shared electronic banking networks -- andemploys an economic approach that views adoption and diffusion in terms of cost andbenefit. We attempt to identify firm...