This article examines an increasingly important mechanism for exploring and delivering new sources of revenue that we have dubbed “high ratio relationships”. These relationships involve connections between very large and very small companies that are more complex and creative than the usual...

Banks are keen to supply current accounts because apart from direct income, they are more successful in selling a wide range of their financial services to customers who possess a current account. The UK market for current accounts appears to exhibit little customer movement and is dominated by...

The definition of a financial center is bound up in the definition of a city. We can start by observing that financial centers are cities or districts of cities where finance is conducted. However, the definition of a city is problematic, as anyone who has tried to compare city populations...

The London Accord and other climate change investigations conclude that there is no single solution to the problem of climate change. Mankind must deploy a diverse range of potential solutions - market solutions, technological solutions and social solutions. The ‘supply side’ of potential...

Smaller Quoted Companies (SQCs) are the pinnacle of SME growth and account for over 2,000 companies outside the FTSE 350, comprising some 85% of all UK quoted companies. They employ some 2 million people, accounting for almost 10% of all private sector employment in Britain. They pay £20...

Investment banks (‘sell-side’) spend several USD billion per annum globally creating equity research for investment clients (‘buy-side’).Sell-side firms, and credit research agencies, have the potential to play a significant and positive role in enhancing the quality of equity market...

In "The Road to Long Finance: A Systems View of the Credit Scrunch", co-authors Michael Mainelli and Bob Giffords argue that only systemic wisdom will provide a long-term solution to the crisis. A return to "business as usual" will leave un-addressed such important problems as ‘too big to...

Cryptocurrencies have the potential to become effective currencies that give a higher level of macroeconomic control, thanks to the information that is available about holdings and transactions, and the potential for automated control mechanisms. However, these cryptocurrencies need to be...