Purpose – This study aims at exploring the UAE banks' Basel II preparations. It is essential for the UAE banks to make …/methodology/approach – The author developed a modified version of the Ernst & Young questionnaire to examine the UAE banks' Basel II preparations … concluded that the UAE banks are ready for the implementation of Basel II. This conclusion is supported by the fact that the UAE …

same quality of governance and regulation as well as professionalism and modernization as the mainstream commercial banks …Purpose – To argue a case for a paradigm shift in the way urban cooperative banks (UCBs) are managed, governed, and … primarily on the current business model, governance and regulation practices, and capital adequacy. It then argues for a change …

asymmetric information literature relating to banking. Findings – The good CG of banks requires regulation to balance the …Purpose – To consider the implications of the banks fiduciary duty to their depositors (as well as the shareholders …) and the government's fiscal duty to taxpayers (in the presence of deposit insurance) for the corporate governance (CG) of …

financial institutions (Italian banks and branches in Italy of foreign banks). Design/methodology/approach – The survey is … risk assessment implications. Findings – It is found that many survey participants are responding positively to regulation …. It is also found that the Italian banks surveyed, whose compliance activities have been usually performed by internal …

, existing practices, legal risk and proposed reform. Findings – Islamic banks face risks stemming from legal structure chosen … due to the differences between principles of Shariah and law. While compliance to Shariah is paramount for Islamic banks …

This paper addresses factors which have prompted the need for further revision of banking regulation, with particular … reference to buffer levels, and whether banks’ actual capital ratios can be expected to correspond with Basel capital …

This paper probes the role of banks and credit in our socio-economic system using the metaphor of banks as social … and debt growth, the paper also discusses the role of banks and regulators in facilitating the boom. It identifies three …

asymmetric information the banks face the risk of adverse selection. Credit Value-at-Risk (CVaR) regulation counters the problem …Banks provide risky loans to firms which have superior information regarding the quality of their projects. Due to … of low quality, i.e. high risk, loans and therefore reduces the risk of the bank loan portfolio. However, CVaR regulation …