The paper analyses the relationship between deposit insurance, debt-holder monitoring, bank charter, and risk taking … for European Banks. …

institutions. A model of a banking firm is presented that highlights the interrelationship between deposit insurance, capital …

represent a very modest milestone in efforts aimed at addressing challenges in prudential regulation and supervision. Even … Crisis, the paper will highlight how runs on banks are triggered by liquidity crises and that liquidity risks cannot be … regulation – hence elaborate on how market based regulation could serve to address problems which trigger liquidity risks …

fulfill its role in Indonesia? Does deposit insurance affect depositor behavior thereby imposing discipline on banks? These … questions are empirically examined using panel data on Indonesian commercial banks from 1998 to 2009. In Indonesia deposit … insurance was introduced in 2005. Depositor discipline is examined by two measures: change in the amount of deposits and …

codes of conduct. This article focuses on the evolving scenario of the compliance function within banks, investment and … insurance companies operating in Italy. We developed four areas of research questions: (i) Does the positioning of the …

We consider the joint effect of competition and deposit insurance on risk taking by banks when the riskiness of banks … the bank is a monopoly or banks compete only in the loan market, deposit insurance has no effect on risk taking. In that … case the banks are too risky but extreme risk taking is avoided. In contrast, introducing deposit insurance increases risk …

eliminate the disciplinary effect of transparency regulation. Second, achieving transparency is costly for banks, as it dilutes …Transparency regulation aims at reducing financial fragility by strengthening market discipline. There are however two … elementary properties of banking that may render such regulation detrimental. First, an extensive financial safety net may …