The ability to borrow funds at the discount window is a potentially valuable incentive for a bank to belong to the Federal Reserve System.

Several banking law changes have been proposed "to increase" competition between commercial banks ("CB"), mutual savings banks ("MSB"), and savings and loan associations ("SLA"). This paper will examine the empirical evidence concerning thrift institutions' effects on financial conditions...

The most dramatic development in banking in recent years has been the rise of bank holding companies. More than 1,750 of these banking operations now control most of America's bank assets and deposits.

The Hunt Commission's recommendations and other proposed banking law changes have made commercial bank performance under regulation a matter of some public concern.