individuals can self-insure against health cost shocks. Self-insurance potentially reduces an individual's valuation of health … insurance. Using data from the Health and Retirement Survey, we find that the reduction in expected medical expenses explains 75 …% of a typical individual's valuation of health insurance, with the reduction in volatility explaining the remaining 25 …

of millions of uninsured impairs the efficiency we need to make health care and insurance affordable for all. Thus …This paper asserts that America's health care system is broken and cannot be repaired with timid half-measures. It …: Each is necessary to make the other possible. It further states that if we do not make health care more affordable and our …

This paper considers the adoption of Health Information Technology (HIT) by physician clinics with ten or fewer …

There has been an almost 60 percent increase in health care expenditures in the US in the past seven years. Employer …-sponsored health coverage premiums have increased significantly (87 percent) in this same period. Besides the cost of care for chronic … health financial models focus on past spending instead of modeling based on current health burdens and future trends. This …

-over-year increases in health insurance premium costs have exceeded the overall inflation rate since 2000 by about a four-to-one margin …. Figure 1-1 highlights the magnitude of health insurance premium increases relative to increases in workers’ earnings and … increases in overall inflation from 2000 through 2007. And when we look at Michigan residents’ health, there are some alarming …