Jean Langendorf, vice president of community and housing services for Easter Seals of Central Texas in Austin, has over 25 years of experience working to improve the lives of people with physical and mental impairments. She is widely respected as one of the state’s leading advocates for the...

This issue of Banking and Community Perspectives offers an overview of the ideas presented at "Entrepreneurship in the Changing Economy: From Survival to Sustainability." This forum took place on Oct. 14, 2009, in Dallas, Houston and San Antonio. Speakers from the Ewing Marion Kauffman...

Despite some of the positive news in housing markets, the rate of mortgage foreclosures and delinquencies in Texas is on a sharp incline. This issue of e-Perspectives provides a list of foreclosure resources.

In a recent Southwest Economy, Dallas Fed economists D'Ann Petersen and Laila Assanie examine the Texas housing market. Another article, by the Real Estate Center at Texas A&M University, provides an in-depth analysis of Texas' housing affordability and how it differs across the state's...

In March the Federal Reserve Bank of Dallas interviewed Otis Thornton, Homelessness Program Director at the City of Fort Worth, to discuss the fundamentals of homelessness and efforts to combat it.

This issue of Banking and Community Perspectives explores the features and limitations of two of the existing products and services for the financially underserved--prepaid cards and small-dollar loans.

In a recent Community Outlook Survey by the Dallas Fed's Community Development Office, several nonprofit service providers observed that credit scores were a main factor affecting low-to moderate-income clients' access to credit.

In the wake of the Great Recession, more Americans are turning their focus to personal financial recovery. Whether they are recovering from a setback such as unemployment or reduced income, increasing their rainy-day funds, shoring up retirement savings, reducing high-cost debt balances, or all...

Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.

We asked Diane van Gelder, director of examinations in the Dallas Fed's Consumer Affairs Division, for advice on the steps bank compliance officers should take to prepare for these regulatory changes.