Showing 1 - 10 of 104,620
This paper analyzes net interest income in the Mexican banking system over the period 1993-2005. Taking as reference …
Persistent link: https://www.econbiz.de/10004992781
If banks solve an inter-temporal problem under adverse selection and moral hazard, then bank specific factors, regulatory and supervisory features, market structure, and macroeconomic factors affect banks loan interest rates and their spread over deposit interest rates. To examine post...
Persistent link: https://www.econbiz.de/10010860139
banking model has been adapted to the case of MFIs. This model has been empirically tested using 9-year panel data. Some …
Persistent link: https://www.econbiz.de/10010968977
measure interest rate risk in the banking book (IRRBB), which has been significantly changed on April 2016, when the Basel … Committee on Banking Supervision (BCBS) published the latest update of its measurement standards. The consultation launched by … the European Banking Authority (EBA) on December 2021, aiming at introducing the supervisory outlier test (SOT) on net …
Persistent link: https://www.econbiz.de/10013501333
, coordinated by the European Banking Authority, that took place in 2016, 2018, and 2021. We propose a credit portfolio-level risk …
Persistent link: https://www.econbiz.de/10015061511
Empirical research about structure, conduct and performance in banking markets has developed mostly independently from … the microeconomic theory of banking. The present paper reviews the literature by focusing on the links between theoretical … policy special to the banking industry. It is shown that the competitive conditions are different in different market …
Persistent link: https://www.econbiz.de/10011540098
This paper studies the links between competition in the lending market and spreads of bank loans in Brazil. Evidence from a dataset of more than 13 million loan-level observations from private banks shows a positive relationship between market power, measured by the Lerner index, and the cost of...
Persistent link: https://www.econbiz.de/10012256418
On the road to the new landscape in EU banking brought on by the financial crisis we assess the relationship between … impact of efficiency, as well as concentration, on banking competition measured by the Net Interest Margin (NIM), controlling …
Persistent link: https://www.econbiz.de/10011735742
On the road to the new landscape in EU banking brought on by the financial crisis we assess the relationship between … impact of efficiency, as well as concentration, on banking competition measured by the Net Interest Margin (NIM), controlling …
Persistent link: https://www.econbiz.de/10011994266
This article illustrates how the industrial organization of a banking system affects economic growth in a partially … dollarized economy. I study a model where banking competition has some potentially good and some potentially bad effects for …
Persistent link: https://www.econbiz.de/10011941031