reinforce the findings of other studies that utilization of formal sources like banks is significantly small compared with …

-based capital (RBC) rule proposals. We review the principles of cost-benefit analysis and its application by US bank regulators. We …

able to provide unique services in the production and exchange of information. Therefore, banks have comparative advantages … and Type II errors. These types of errors are associated with whether banks decide to lend money to borrowers with low … previous financial crises (such as the Mexican, Argentinian, Chilean and Asian financial crises) show it is possible that banks …