banks, small banks show a different pattern, with strongly pro-cyclical capital ratios (countercyclical leverage) …

impact of capital on lending in the sample of banks reporting unconsolidated data. This is consistent with the view that … on loan growth of large EU banks in 1996-2011. We focus on several measures of the quality of investor protection with a … particular during economic booms, which results in greater sensitivity of bank lending to capital ratios in economic downturns …

cycles forecasting by the central banks with the purpose to make the strategic decisions on the monetary policies, financial …

The alleged pro-cyclicality of bank capital (high in good times, low in bad) has received some blame for the recent … address this problem, Basel III has introduced countercyclical capital buffers for large banks. But just how cyclical is bank …

Procyclicality in banking may result in financial instability and therefore be destructive to economic growth. The … whole business cycle. Application of the SURE approach to 13 OECD countries in 1995-2009 shows that the procyclicality of …

recession more than other banks. Our results are consistent with the CECL approach increasing banks’ lending procyclicality … exacerbates their lending procyclicality by delaying the recognition of loan losses to recessions. Responding to this concern, the …In the wake of the financial crisis, policymakers expressed the concern that banks’ use of the incurred loss model …