This paper finds that lending by state banks is less procyclical than lending by private banks, especially in countries … with good governance. Lending by state banks in high income countries is even countercyclical. On the liability side, state … banks expand their total liabilities and, in particular, their non-deposit liabilities relatively little during booms …

This paper finds that lending by state banks is less procyclical than lending by private banks, especially in countries … with good governance. Lending by state banks in high income countries is even countercyclical. On the liability side, state … banks expand potentially unstable non-deposit liabilities relatively little during booms, especially in countries with good …

Abstract: This paper finds that lending by state banks is less procyclical than lending by private banks, especially in … countries with good governance. Lending by state banks in high income countries is even countercyclical. On the liability side …, state banks expand potentially unstable non-deposit liabilities relatively little during booms, especially in countries with …

Why do banks suddenly tighten the criteria needed for credit? Credit crunches are often explained by the implementation …’ time to maturity reduces the probability of a credit crunch and that a conservative lending approach is intrinsically …

conservative lending approach, reduces the probability of a credit crunch. Thus, our results suggest some up till now partially …

financing for small and medium-sized enterprises. Even though the role of banks decreased in the last years, banks take … bank lending is often influenced by the adverse selection due to the fact that corporate clients are often reluctant, in … banks and companies. The most important effects of the financial and economic crisis on the companies are the drastic drop …

types of banks to monetary policy initiatives of the central bank and the bank lending channel of monetary policy might be …. These observations beg the question of whether the effectiveness of monetary policy through a lending channel differs across … banks with different ownerships. In this paper, using bank-level data from India, we examine this issue and also test …

reserve requirements. We also examine the potential for balance-sheet cost frictions to distort banks' lending decisions. We … such a large quantity of bank reserves could lead to overly expansive bank lending as the economy recovers, regardless of … lending in a frictionless model of the current banking system, in which interest is paid on reserves and there are no binding …

lending on real investment is much smaller than that of GOB lending. This is partly driven by the tendency of private banks to …We find that increases in lending by Japanese Government Owned Bank (GOB) during the crisis in early 1990's had a … accounting performance when their investment is associated with increases in GOB lending. The impact of increases in private bank …

banks' lending behaviour. We find a negative impact of capital injections on their lending behaviour. This finding is …This paper empirically investigates the effects of capital injections into Japanese banks, which were based on the … of the Japanese commercial banks, we estimate dynamic panel models which investigate the effects of capital injections on …