loan portfolio. Using three different measures of forward-looking provisioning, we find typical German banks, most of them …

This paper investigates the determinants of commercial banks' own internal capital targets and potential sensitivity of … these levels to the business cycle . World-wide results make clear that banks' own risk is only slightly dependent on the … business cycle. Banks tend to hold substantial capital buffers on top of minimum requirements, reflecting that they hold …

Abstract: Banking crises involve periods of persistently low credit and economic growth. Banks’ balance sheets are then …

Commercial banks across the world have been implementing the Basel III accord, which is the most important …

Commercial banks across the world have been implementing the Basel III accord, which is the most important …

To infer whether banks really over-tighten lending standards during a credit crunch, this paper examines how future … finding is poorer future loan performance for banks that reduced lending significantly and those that had insufficient … banks' overreaction were a main cause of loan contraction, future loan performance would have been negatively related with …

banks' lending behaviour. We find a negative impact of capital injections on their lending behaviour. This finding is …This paper empirically investigates the effects of capital injections into Japanese banks, which were based on the … of the Japanese commercial banks, we estimate dynamic panel models which investigate the effects of capital injections on …

Recent empirical studies have shown that during the financial crisis of 2007-2008 banks that were more heavily exposed …