of lower capital requirements to lending is stronger for banks with lower capital ratios. We interpret this result as … requirement reductions on bank lending and real economic outcomes. We find that capital requirement reductions increase lending … both to households and firms at the bank- and loan-level, and that the increased lending to firms translates into higher …

procyclical and the level of procyclicality is lower for larger banks, (iii) total deposits are procyclical except for top 25 …We investigate the cyclical behavior of banks' balance sheet variables for different size groups using bank …-level Turkish data. We first rank banks based on the size of their assets, and then systematically document business cycle facts of …

effect of monetary policy and the business cycle on bank lending and risk-taking. Identification rests on exploiting 1) the … conditions increase bank credit in general and bank credit to ex-ante risky firms in particular, especially for banks with lower …

lending has not yet been restored. Limited loan supply could be disruptive for the European economic recovery and there has …

monetary policy is tight and when the financial health of banks is weaker. The results are consistent with a bank lending … channel of monetary policy and with shifts in the supply of credit following deteriorations in banks' balance sheets. …

17 advanced economies since 1870. The new data show that the share of mortgages on banks’ balance sheets doubled in the … course of the 20th century, driven by a sharp rise of mortgage lending to households. Household debt to asset ratios have … risen substantially in many countries. Financial stability risks have been increasingly linked to real estate lending booms …

calibrated with U.S. data and provide evidence for the view that banks contribute to excessive lending during the upswing and to …We investigate how banks' boundedly rational learning influences their views about default risks over the business … cycle. Our analysis details the direction and the magnitude of these effects assuming that banks update probability in a …

the 1986-2010 period. Our findings show that credit procyclicality is nonlinear, depending on economic conditions. More … specifically, credit is highly procyclical in extreme-booms and busts-regimes in Canada, the UK and the US, while procyclicality is …

question of the macroeconomic consequences of shocks to banks' leverage, be they policy induced or not, remains still largely … evidence of a contractionary impact of an unexpected shock reducing the leverage of large banks …

question of the macroeconomic consequences of shocks to banks' leverage, be they policy induced or not, remains still largely … evidence of a contractionary impact of an unexpected shock reducing the leverage of large banks …