Showing 61 - 70 of 126,129
-trading-oriented and wellcapitalized banks drive the benefits of relationship lending …
Persistent link: https://www.econbiz.de/10012895901
also provide empirical evidence that lending policies of banks with firms they are exposed to before the lending decision … relationships, might be linked to the existence of private information developed by banks through their interaction with borrowers …. We also find that this relationship lending contributed to smooth credit contraction during the crisis …
Persistent link: https://www.econbiz.de/10012913240
demonstrate that loose monetary conditions lead to booms in real estate lending and house prices bubbles; these, in turn …
Persistent link: https://www.econbiz.de/10013031150
17 advanced economies since 1870. The new data show that the share of mortgages on banks' balance sheets doubled in the … course of the 20th century, driven by a sharp rise of mortgage lending to households. Household debt to asset ratios have … risen substantially in many countries. Financial stability risks have been increasingly linked to real estate lending booms …
Persistent link: https://www.econbiz.de/10013032225
17 advanced economies since 1870. The new data show that the share of mortgages on banks' balance sheets doubled in the … course of the 20th century, driven by a sharp rise of mortgage lending to households. Household debt to asset ratios have … risen substantially in many countries. Financial stability risks have been increasingly linked to real estate lending booms …
Persistent link: https://www.econbiz.de/10013032381
the 1986-2010 period. Our findings show that credit procyclicality is nonlinear, depending on economic conditions. More … specifically, credit is highly procyclical in extreme-booms and busts-regimes in Canada, the UK and the US, while procyclicality is …
Persistent link: https://www.econbiz.de/10013121160
question of the macroeconomic consequences of shocks to banks' leverage, be they policy induced or not, remains still largely … evidence of a contractionary impact of an unexpected shock reducing the leverage of large banks …
Persistent link: https://www.econbiz.de/10013101196
question of the macroeconomic consequences of shocks to banks' leverage, be they policy induced or not, remains still largely … evidence of a contractionary impact of an unexpected shock reducing the leverage of large banks …
Persistent link: https://www.econbiz.de/10013100158
This paper examines the effects of a mortgage interest rate subsidy on booms and busts in the housing market by analyzing the Housing Mortgage program in Mongolia. We find that the most recent housing boom in Mongolia occurred from the second quarter (Q2) of 2012 to first quarter (Q1) of 2014,...
Persistent link: https://www.econbiz.de/10013329305
We provide empirical evidence of the causal effects of changes in financial intermediaries' net worth on the aggregate economy. Our strategy identifies financial shocks as high-frequency changes in the market value of intermediaries' net worth in a narrow window around their earnings...
Persistent link: https://www.econbiz.de/10013252981