We examine the effects of geographic deregulation on banks' cost of equity (COE) using changes in interstate bank … branching laws over the post–Riegle-Neal period (1994:Q4–2016:Q4). We find strong evidence that deregulation increases banks …

Despite ample research demonstrating many consequences of bank geographic deregulation, the bank capital determinants … literature has not directly tested the effects of this deregulation. This paper fills this important research gap. We find strong … evidence that geographic deregulation significantly increases both bank target capital ratios and speeds of adjustment to these …

increased deregulation of the banking sector over the last two decades. In this context, an important question arises: does … deregulation lead to instability in the banking sector? In this overarching theme, in this paper, we examine the effect of the … deregulation of bank entry on bank stability.In theory, the effect of the deregulation of bank entry on bank stability is ambiguous …

Does deregulation of bank entry enhance bank stability or exacerbate bank fragility? Since the theoretically predicted … effect of deregulation of bank entry on bank failures is ambiguous, this question has to be answered empirically. In this … paper, we analyze the impact of deregulation of entry restrictions in the U.S. states on bank stability. We find that …

This study investigates the effects of banking deregulation on county-level economic growth in the U.S. during the 1970 … deregulation on local economic growth. For the regions South, West and Northeast, we find significantly positive long-run direct … effects of intrastate branching deregulation on the expected growth rates of counties in the deregulated state itself, up to …

This paper examines how interstate banking deregulation affects mortgage lending to minorities. I find that the … mortgage approval rates for African Americans, compared with other borrowers, decrease after interstate banking deregulation. I … that the effect is driven by the strengthening of the bank balance sheet after deregulation, but not by the increased …

We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …

We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …