deregulation of 39 states between 1970 to 1994 as an exogenous proxy of credit availability to analyze the link between credit … increase in the likelihood of graduating high school after bank branching deregulation. Results also suggest heterogeneity of … effects over race. The main findings are robust to placebo tests using false deregulation dates …

to unintended negative consequences on crime. Exploiting a federal mortgage market deregulation, we find a significant …

This paper documents that mortgage market deregulation helps mitigate the risk of population aging by affecting a … fully exposed to mortgage market deregulation increase their probability of purchasing a home and having a child by six …

post-deregulation …

and political markets to spur deregulation and riskier lending and investment, which in turn contributes to the severity … profits. 2) These additional profits leads to calls for deregulation to enable the first class to participate in lucrative … lending or investment markets. 3) Deregulation allows the first class of institution either to compete with the second class …

Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local … deregulation are adversely mitigated by entrant banks’ preferences for lending to SOEs over more productive private firms. This …

change borders to estimate treatment effects for 23 separate deregulation events. To distinguish real treatment effects from … five out of the 23 deregulation events examined. Hinterland counties within the still-regulated states, but farther away …-border spillover of deregulation effects may invalidate the empirical design …