Practices have been cited frequently as an indicator of general credit availability. Results from the Board's survey suggest …

credit aggregates in specifying its longer-run targets. …

Credit controls are generally believed to result in an inefficient allocation of resources. This paper presents a … in which both cash (i.e. fiat currency) and trade credit are used in exchange. Transaction costs, restrictions on the … restriction on the use of trade credit can yield a Pareto superior allocation. …

An argument that APR violations exacerbate credit rationing problems by reducing the payment lenders receive in default …

Credit card delinquencies and personal bankruptcy rates increased during the mid 1990s, despite the strength of the U … revolving debt-mainly credit card loans-was especially noticeable, and the increase in personal bankruptcy rates was also … substantial. This article examines the relationship between consumer credit card borrowing, delinquency rates, and personal …