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financial crisis. Emphasis is placed on differences among the mortgage, consumer credit and business loan securitization markets …-through with securitization are less in the consumer credit and business loan markets after the recent financial crisis relative to … rate transmission after the recent financial crisis point to the role on nonbanks in consumer credit and business loans and …
Persistent link: https://www.econbiz.de/10014866935
Purpose – This paper aims to analyze how banks transmit shocks that hit the debt market to their borrowers. Recent financial crisis demonstrated that the banking system can be a pathway for shock transmission. Design/methodology/approach – Bank-level panel regressions. Findings – This...
Persistent link: https://www.econbiz.de/10014866971
credit growth, a frequent contributor to banking crises. Design/methodology/approach The study uses statistical tests … real credit growth fell substantially (relative to average) by about 8 per cent points from pre- to post-crisis periods …
Persistent link: https://www.econbiz.de/10014866977
Purpose This paper aims to discuss the money creation mechanisms in emerging markets with special focus on external … funding ratio requirement is unlikely to have any significant destabilizing effect on credit creation in emerging markets (in …
Persistent link: https://www.econbiz.de/10014867024
found to be more efficient in utilizing human capital for reducing credit risk. Originality/value – It is the first …
Persistent link: https://www.econbiz.de/10014867041
participation in the agricultural credit market and estimate the parameters that determine agricultural credit market participation … of farmers with different levels of participation in the agricultural credit market. The bivariate probit model was … estimated to identify the parameters that determine smallholder credit market participation. Findings – The study revealed that …
Persistent link: https://www.econbiz.de/10014839081
) has a role to play in facilitating growth through the provision of credit to entrepreneurs. Association Al Amana for the …
Persistent link: https://www.econbiz.de/10014857846
Purpose – The purpose of this paper is to examine the effects of access to credit through micro‐credit institutions on … entrepreneurial performance and assesses the loan performance of public credit schemes in Nigeria in order to determine the … sustainability of the schemes. Many reasons were given for the low repayment rates, among which were poor credit culture of the …
Persistent link: https://www.econbiz.de/10014857847
Purpose – The purpose of this paper is to describe Mibanco's challenges in offering credit to individuals who have …
Persistent link: https://www.econbiz.de/10014857900
Purpose – The purpose of this study is to investigate the inability to access affordable credit in Kenya which hinders … of table banking groups attempts to fill the existing credit gap. Design/methodology/approach – A cross-sectional survey … positive increase in the number of employees, after members participated in table banking groups, was realized. Credit received …
Persistent link: https://www.econbiz.de/10014858281