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expansion of the Bulgarian banks is at its beginning. The showed results are based on the Internet research, which has aimed to … describe actual picture of Bulgarian banks present in Internet. … services via Internet. The remote banking become one of the main channels for bank services distribution. The Internet …
Persistent link: https://www.econbiz.de/10005561755
of the small number of Bulgarian banks, which offer their products and services via Internet, the research shows that … Bulgarian banks as a whole are presented in Internet, as well as indicates that banks estimate the potential and competitive …-conomy. During the last years, the banks have started an expansion to the web – they offer broad range of traditional bank products …
Persistent link: https://www.econbiz.de/10005076976
We exploit the staggered expansion of the internet broadband network to firms and bank branches locations in Peru … banks about their profitability, which in turn respond by providing more credit. Entry and exit from the credit market …
Persistent link: https://www.econbiz.de/10014458607
Persistent link: https://www.econbiz.de/10003297683
Persistent link: https://www.econbiz.de/10012101634
We study the impact of Internet and social media presence on the market power of small, local banks in Poland. We … observe that small banks, which generally embraced new distribution and communication channels considerably later than the … large commercial banks, had to forego a portion of their market power to defend market shares or reach new customers. The …
Persistent link: https://www.econbiz.de/10011890980
Debit cards are employed for cash withdrawals at automated teller machines (ATMs) and for purchasing transactions at point-of-sale (POS). In this paper, we explore, for the first time to our knowledge, the determinants of debit card transaction volumes at ATM and POS, the relationship between...
Persistent link: https://www.econbiz.de/10010422239
. Technology-enabled innovation challenges traditional business models of incumbent institutions (e.g., banks) and requires them to … customers. To compensate for these shortcomings and to exploit synergies, banks and fintechs are increasingly pooling their … strengths in alliances. However, so far there is little empirical evidence on the motivation of both sides, banks and fintechs …
Persistent link: https://www.econbiz.de/10012057281
done easier, faster and at lower cost than banking services performed in a traditional face-to-face manner. Banks should …. The results of this research could be used by banks to reveal students' perception on digital banking service, and to help …
Persistent link: https://www.econbiz.de/10014530346
We study the impact of trust on the expansion of online lending in the U.S. over the 2008-2016 period. Using data from the largest platform, we demonstrate that a misconduct-driven decline of trust in traditional banking is associated with a statistically and economically significant increase in...
Persistent link: https://www.econbiz.de/10011763048