This paper examines the status of health insurance coverage in the United States including historic data through 2006 on the number and percentage of nonelderly individuals with and without health insurance. Specifically, the paper discusses recent trends in health insurance coverage and some of...

This paper provides historic data through 2005 on the number and percentage of nonelderly individuals with and without health insurance. The data are based primarily on the March 2006 Current Population Survey (CPS), with some analysis based on other Census surveys. The report focuses on the...

The lack of universal health coverage and the high cost of obtaining private health insurance has been hypothesized to have a dampening effect on entrepreneurship. This paper examines this possibility by estimating the importance of health insurance coverage on the probability of...

This paper presents findings from the first EBRI/Commonwealth Fund Consumerism in Health Care Survey. The online survey of privately insured adults ages 21-64 was conducted to provide national data regarding the growth of high-deductible health plans with and without savings accounts and their...

This paper examines whether offering a health savings account (HSA)-eligible health plan for free, alongside other health plan options with a premium, alters employee enrollment choices; and if responders differ by health status. The data for this study come from two large employers and cover...

This paper examines the notion that employers have reached a tipping point over health costs and will cease offering health care benefits to their workers. In the end, an evaluation of recent data does not suggest that the end of employment-based health benefits is upon us. However, the message...

This paper presents findings from the 2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey. Findings from the 2007 survey are compared with our findings from 2005 and 2006. In 2007, 2 percent of the population was enrolled in a consumer-driven health plan (CDHP), up from 1 percent in...

This study examines the trade-offs between the moral hazard (caused by changes in job search effort and workplace mobility), and the COVID-19 cases and mortality growth rates effects of Income support programs (ISPs). To identify ISPs causal effect, I use the variation in the timing of their...

This paper traces the history of the "Value of Statistical Life" (VSL), which today is used routinely in benefit-cost analysis of life-saving investments. Schelling (1968) made the crucial move of thinking in terms of risk rather than individual lives, with the hope to dodge the moral thicket of...