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Origination Channel, Prepayment Penalties, and Default
Rose, Morgan J. - 2011
This paper presents evidence that non-bank-originated sub-prime mortgages have a higher probability of default than bank-originated sub-prime mortgages, but only for loans with prepayment penalties. Evidence also indicates that non-banks price prepayment penalties less favorably to borrowers...
Persistent link: https://www.econbiz.de/10013121606
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Origination Channel, Prepayment Penalties, and Default
Rose, Morgan J. - 2011
This paper presents evidence that non-bank-originated subprime mortgages have a higher probability of default than bank-originated subprime mortgages, but only for loans with prepayment penalties. Evidence also indicates that non-banks price prepayment penalties less favorably to borrowers than...
Persistent link: https://www.econbiz.de/10013122292
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Mortgage in the Russian Federation November 2012
Zadonsky, Georgy - 2013
Within three quarters of 2012, the volume of mortgage housing loans (MHL) (Rb 698.59bn) exceeded by 50% that extended …
Persistent link: https://www.econbiz.de/10013083450
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Mortgage in the Russian Federation
Zadonsky, Georgy - 2013
In 12 months of 2012, the volume of mortgage housing loans (MHL) exceeded by 47.3% that in the same period of 2011 and …
Persistent link: https://www.econbiz.de/10013083452
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Mortgage in the Russian Federation in 2012
Zadonsky, Georgy - 2013
Though the lending rate on mortgage housing loans (MHL) in rubles increased from 11.4% as of December 1, 2011 to 12 ….7% as of January 1, 2013 the volume of mortgage housing lending in 2012 increased 32% and 44% as regards the number of loans …
Persistent link: https://www.econbiz.de/10013083455
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Certainty of Title : Perspectives after the Mortgage Foreclosure Crisis on the Essential Role of Effective Recording Systems
Kochan, Donald J. - 2013
of such systems in providing certainty of title, and takes a tour through the mortgage foreclosure crisis to see where …
Persistent link: https://www.econbiz.de/10013084577
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Mortgage in the Russian Federation
Zadonsky, Georgy - 2013
Within three quarters of 2012, the volume of mortgage housing loans (MHL) (Rb 698.59bn) exceeded by 50% that extended …
Persistent link: https://www.econbiz.de/10013084689
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Mortgage in the Russian Federation
Zadonsky, Georgy - 2013
In 12 months of 2012, the volume of mortgage housing loans (MHL) exceeded by 47.3% that in the same period of 2011 and …
Persistent link: https://www.econbiz.de/10013084692
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Mortgage in the Russian Federation in 2012
Zadonsky, Georgy - 2013
Though the lending rate on mortgage housing loans (MHL) in rubles increased from 11.4% as of December 1, 2011 to 12 ….7% as of January 1, 2013 the volume of mortgage housing lending in 2012 increased 32% and 44% as regards the number of loans …
Persistent link: https://www.econbiz.de/10013084693
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Rebalancing Public and Private in the Law of Mortgage Transfer
Hunt, John P. - 2013
The law governing the United States' $13 trillion mortgage market is broken. Courts and legislatures around the country … requirements for mortgage transfer, the key process for contemporary mortgage finance.We demonstrate two respects in which American … mortgage transfer law is unclear and offer suggestions for fixing it. It is currently unclear whether a recorded mortgage …
Persistent link: https://www.econbiz.de/10013090559