We test for pricing disparities in mortgage contracts using a novel dataset that allows us to observe the race and …

Using loan-level mortgage data merged with consumer credit records, we examine the ability of the government to impact … mortgage refinancing activity and spur consumption by focusing on the Home Affordable Refinance Program (HARP). The policy … interventions, pass-through of monetary policy through household balance-sheets and design of the mortgage market …

in the share of the overdue debt on MHL points to continued upgrading of quality of mortgage lending. However, as of …

In January-February 2014, Rb 198.175bn worth of 17,797 mortgage housing loans (MHL) were extended which is 1.4 times …

In 2013, growth in mortgage housing lending continued. In 2013, the volume of the extended mortgage housing loans (Rb 1 …,354 trillion) exceeded by 31.17% that of 2012. The quality of the portfolio of mortgage housing loans (MHL) kept getting worse: in …

In Q1 2015 credit institutions provided Rb 218.13bn worth of 135184 mortgage housing loans (MHL) which was 31.76% and …

In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the … development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1 …

few, if any, offsetting benefits. We also provide early analysis of the new mortgage servicing rules enacted by the …

amongst mortgage lenders and adds the idea of lender competition into this framework. Despite this addition, the results are … loans, selling most of their mortgages and making less profit off each mortgage while concentrated lenders do the opposite …