Though the lending rate on mortgage housing loans (MHL) in rubles increased from 11.4% as of December 1, 2011 to 12 ….7% as of January 1, 2013 the volume of mortgage housing lending in 2012 increased 32% and 44% as regards the number of loans …

In 12 months of 2012, the volume of mortgage housing loans (MHL) exceeded by 47.3% that in the same period of 2011 and …

In 2015, 691,943 housing mortgage loans (HML) were originated totaling to Rb 1.15 trillion, which demonstrate a …

The volume of housing mortgage loans (HML) (Rb 985.29 bn) originated during January-November 2015 fell against the …

Using the National Survey of Mortgage Originations, we document that borrowers who are more financially sophisticated … (measured by their self-reported understanding of the mortgage process) and more exposed to competition (measured by the number … of lenders they considered) pay lower mortgage rate spreads. Yet competition is not a substitute for sophistication: the …

Virtually no attention has been paid to the problem of cyclicality in debates over access to mortgage credit, despite … its importance as a driver of tight credit. Housing markets are prone to booms accompanied by bubbles in mortgage credit … artificially impede access to mortgage credit for underserved communities. During upswings, these cycles make homeownership …

costs to show the contribution of each expense to overall housing costs, specifically focusing on a breakdown of mortgage … transactions costs, ongoing utility expenses, property taxes, home improvement costs, and the component of the mortgage interest … rate that compensates investors for the time value of money. The guaranty fees charged by the GSEs and private mortgage …