The incidence of taking a mortgage loan from a commercial bank or cooperative for home purchase is sharply lower in … volume of mortgage lending by marketing mortgage loans better tailored to those more prone to seek them. This analysis is … with higher permanent incomes, and those with greater knowledge of mortgage loans. These factors all contain important …

defaulters have both negative equity and enough liquid or illiquid assets to make one month's mortgage payment. This finding …

Home appraisals are produced for millions of residential mortgage transactions each year, but appraisals are rarely … below the transaction price. We exploit a unique data set to show that the mortgage application process creates an incentive …

. Due to both primary and secondary mortgage market problems in the U.S. are accepted as the essential reasons of the … condiders the importance of real estate valuation in the origination of crisis and whether Turkish mortgage market has similar …

few, if any, offsetting benefits. We also provide early analysis of the new mortgage servicing rules enacted by the …

We explore the effects of mandatory third-party review of mortgage contracts on the terms, availability, and … performance of mortgage credit. Our study is based on a legislative experiment in which the State of Illinois required 'high …-risk' mortgage applicants acquiring or refinancing properties in 10 specific zip codes to submit loan offers from state …