We analyze the existence and persistence of moral hazard over time to test the assumption of pent-up demand. We consider the effects of supplemental health insurance provided by a private insurer when added to compulsory public insurance already supplemented by private insurance. Using panel...

Adverse selection, which is well described in the theoretical literature on insurance, remains relatively difficult to study empirically. The traditional approach, which focuses on the binary decision of “covered” or “not”, potentially misses the main effects because heterogeneity may be...

On January 1st 2008, a 0.5€ deductible levied on every prescription drug package purchased was introduced in France. This study aims at shedding light on the effect of this policy on prescription drug purchasing behavior among the targeted individuals. Declared behavior from a cross-sectional...

In France, about 90 per cent of the population is covered by private health insurance that supplements public health insurance. More than half of policyholders obtain their coverage through their employer. Considering the financial benefits associated with group contracts compared to individual...

Recent studies on the demand for long-term care emphasised the role of frailty as a specific precursor of disability besides chronic diseases. Frailty is defined as vulnerable health status resulting from the reduction of individuals’ reserve capacity. This medical concept is brought here in...

La Tarification à l’activité (T2A), liant le financement des établissements de santé à leur production de soins, est devenue le mode de paiement le plus répandu en Europe pour améliorer l’efficience. En incitant les établissements à mieux évaluer et gérer cette production, la T2A...

La réduction des inégalités face à la maladie est un des attendus majeurs du troisième Plan cancer 2014-2019, qui préconise de « diminuer l’impact du cancer sur la vie personnelle » afin d’éviter la « double peine » (maladie et exclusion du marché du travail). Dans ce contexte,...