Earlier studies have documented that foreign banks charge lower lending rates and interest spreads than domestic banks … demonstrate that banks differ significantly in terms of portfolio composition and we attest to the “portfolio composition … hypothesis” by showing that, having controlled for portfolio composition, there are no differences in lending rates between banks. …

We address the question of how lending market competition, measured by the bargaining power of banks, affects the …

How do banks react to increased interbank competition?Recent banking theory offers conflicting predictions about the …

allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks …

firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … with the distance between the firm and competing banks.The effect of distance on the loan rate is statistically significant …

first-mover bank activity in order to understand the market effect of the foreign expansion of U.S. banks. Specifically, I … shares of deposits from 1992-2005. Overall, I find that first-mover banks in a foreign city gain a statistically significant … advantage over banks that locate in the same city afterwards. The U.S. banking industry has experienced several changes since …

deposit pricing behavior by commercial banks. This finding has direct implications for the antitrust evaluations of bank …