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A framework for regulating microfinance institutions : the experience in Ghana and the Philippines

Gallardo, Joselito - Economics Research, World Bank Group - 2002

Regulating Microfinance Institutions,"WPS 2061, February 1999) presented a regulatory framework that identifies thresholds in … financial intermediation activities that trigger a requirement for a microfinance institution to satisfy external or mandatory … microfinance institutions that must be managed and prudentially regulated. The author reports on the results of the field testing …

Persistent link: https://www.econbiz.de/10004989852

Loan loss provisioning and economic slowdowns : too much, too late?

Laeven, Luc; Majnoni, Giovanni - Economics Research, World Bank Group - 2001

Only recently has the debate on bank capital regulation devoted specific attention to the role that bank loan loss provisions can play as part of a minimum capital regulatory framework. Several national regulators have adopted or are planning to introduce a cyclically adjustable requirement for...

Persistent link: https://www.econbiz.de/10005079585

The insurance industry in Mauritius

Vittas, Dimitri - Economics Research, World Bank Group - 2003

The insurance industry is relatively well developed. It makes extensive use of reinsurance facilities and is free from the pervasive premium, product, investment, and reinsurance controls that have bedeviled the insurance markets of so many developing countries around the world. Total premiums...

Persistent link: https://www.econbiz.de/10005079669

Revealed preference and self-insurance - Can we learn from the self-employed in Chile?

Barr, Abigail; Packard, Truman - Economics Research, World Bank Group - 2002

Financial sector development is a critical area of effective social protection policy. A well-regulated financial sector can complement government efforts to keep households from falling into poverty - by supplying the instruments needed to pool risks, or to self-insure against losses because of...

Persistent link: https://www.econbiz.de/10005079731

Regulatory structure and risk and infrastructure firms : an international comparison

Alexander, Ian; Mayer, Colin; Weeds, Helen - Economics Research, World Bank Group - 1996

Evidence about how choice of regulatory regimes affects the level of shareholder risk for the regulated company has traditionally focused on studies in the United Kingdom and the United States. Broad comparisons of price-cap based regimes (as practiced in the UK) with rate-of-return regulation...

Persistent link: https://www.econbiz.de/10005079866

Market discipline and financial safety net design

Demirguc-Kunt, Asl1; Huizinga, Harry - Economics Research, World Bank Group - 1999

There has been little empirical work on the effectiveness of safety nets designed for banks, for lack of data on safety net design across countries. The authors examine cross-country data on bank-level interest expense and deposit growth for evidence of market discipline in individual countries....

Persistent link: https://www.econbiz.de/10005079918

Estonia : the challenge of financial integration

Cavalcanti, Carlos; Oks, Daniel - Economics Research, World Bank Group - 1998

The most important challenge of Estonia's strategy for integrating its financial sector with that of the European Union (EU) is to upgrade its capacity for prudential regulation and supervision enough to gain recognition from its EU counterparts. Doing so is also a crucial complement to...

Persistent link: https://www.econbiz.de/10005079985

Enabling productive but asset-poor farmers to succeed : A risk financing framework

Gurenko, Eugene; Olivier, Mahul - Economics Research, World Bank Group - 2004

This paper examines how market-based risk financing instruments could enable asset-poor but productive farmers exposed to production shocks to engage in riskier but higher-return agricultural activities. The financing of these exogenous shocks is addressed in a conceptual framework based on an...

Persistent link: https://www.econbiz.de/10005080032

Risk reduction and public spending

Devarajan, Shantayanan; Hammer, Jeffrey S. - Economics Research, World Bank Group - 1998

As governments grow richer, the share of their GDP devoted to public spending rises. Public spending in the United States was 7.5 percent of GDP in 1913. It is 33 percent today. Although industrial countries spend twice as much as developing countries, government spending on goods and services...

Persistent link: https://www.econbiz.de/10005080048

Inside the crisis : an empirical analysis of banking systems in distress

Demirguc-Kunt, Asli; Detragiache, Enrica; Gupta, Poonam - Economics Research, World Bank Group - 2000

Much of the substantial literature on banking crises, focuses on early warning indicators. The authors look at what happens to the economy, and the banking sector after a banking crisis breaks out. Much of the theory of banking crises assigns a central role to depositor runs, with vulnerability...

Persistent link: https://www.econbiz.de/10005080098