This study examines the role of loan guarantees in lines of credit granted to small businesses. Since there is evidence of simultaneity among lending terms, two-stage instrumental variable procedures are used to obtain consistent parameter estimates. The findings suggest the presence of a loan...

This study examines the impact of external factors, such as law, regulation, and technology on a country's rate of economic growth. The results suggest that the technological, legal, and regulatory environment can play a major role towards enhancing the smooth functioning of the financial system...

This study examines the determinants of farm loan delinquencies, and in particular, the influence of multiple loans and multiple lenders on delinquency. The number of lenders used by a borrower, the number of loans outstanding, and the interaction of the two factors are all positively related to...

This study examines differences in terms of lending for small loans among non-farm commercial banks and farm lenders of different sizes. Large farm lenders more frequently require collateral than large commercial banks, while small farm lenders require collateral less frequently than small...

Utilizing a sample of large US banks, this study examines the benefits of bank transparency using several key performance and stability measures over the 2001-2008 period. The market's reactions to disclosure events are examined on a before-and-after comparison basis using a standard event study...

The purpose of this research is to identify the effects of information disclosure on commercial bank performance and stability. Specifically, the study examines the relationship between different levels of information disclosure and the subsequent impact on various measures of bank return and...

This paper estimates an Odedokun-type “supply-leading” model of financial sector development (FSD) which incorporates both banking and capital market variables as potential drivers of economic growth. The current findings illustrate the impact on economic growth of various measures of FSD...

<title>ABSTRACT</title> The purpose of this study was to determine whether doctoral business students' perceptions of private and public institutions differed and whether these differences provide the potential for sustained competitive advantage. The results of this study indicate that private institutions...