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Bank mergers in the financial crisis : a competition policy perspective

Hellwig, Michael; Laser, Falk Hendrik - 2019

We analyze a large merger in the Dutch banking market during the financial crisis using disaggregated data. Based on a …

Persistent link: https://www.econbiz.de/10012118754

Post-financial crisis times : only a short phase of re-intermediation and re-direction to boring banking business models? : regulatory burden, fintech competition and concentration...

Schackmann-Fallis, Karl-Peter; Weiß, Mirko - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 87-117

The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous … for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the … regionally focussed credit institutions. So it seems that the process of re-intermediation and re-directing banking business back …

Persistent link: https://www.econbiz.de/10012153544

Bank size, returns to scale, and cost efficiency

Sapci, Ayse; Miles, Bradley - In: Journal of economics & business 105 (2019), pp. 1-16

Persistent link: https://www.econbiz.de/10012596515

Market concentration and uniform pricing : evidence from bank mergers

Granja, João; Paixão, Nuno - 2021 - Last updated: February 11, 2021

We show that U.S. banks price deposits almost uniformly across their branches and that this pricing practice is crucial to explain the deposit rate dynamics following bank mergers. We find a strong and sharp post-merger convergence between the deposit rates of the acquired branches and the...

Persistent link: https://www.econbiz.de/10012430779

State-aided price coordination in the dutch mortgage market

Dijkstra, Mark A.; Schinkel, Maarten-Pieter - 2019 - Revision: July 2019

This paper shows how price leadership bans imposed, as part of the European Commission's State aid control, on all main mortgage providers but the largest bank shifted the Dutch mortgage market from a competitive to a collusive price leadership equilibrium. In May 2009, mortgage rates in The...

Persistent link: https://www.econbiz.de/10011979609

Independent service operators in ATM markets

Wenzel, Tobias - Düsseldorf Institute for Competition Economics (DICE), … - 2013

This paper studies the impact of entry of non-banks (termed Independent Service Operators, ISOs) into ATM markets. We compare two different regimes by which the ISO may generate income: i) The ISO receives interchange fees and ii) the ISO charges consumers directly. We find that due to the entry...

Persistent link: https://www.econbiz.de/10010956716

Banking Competition and Efficiency: Empirical Analysis on the Bosnia and Herzegovina Using Panzar-Rosse Model

Memić, Deni - In: Business Systems Research 6 (2015) 1, pp. 72-92

Background: Competition in the banking industry has been an important topic in the scientific literature as researchers … tried to assess the level of competition in the banking sector. Objectives: This paper has an aim to investigate the market … structure and a long term equilibrium of the banking market in Bosnia and Herzegovina nationwide as well as on its …

Persistent link: https://www.econbiz.de/10011272286

The duration of new firms in banking: an application of Cox regression analysis

Santarelli, Enrico - In: Empirical Economics 25 (2000) 2, pp. 315-325

, as well as a series of industry-specific characteristics. It emerges that not only did regulatory reform in 1990 result … mechanism. Conversely, before completion of the regulatory reform, in 1989, entry was possible even for very small firms, and …

Persistent link: https://www.econbiz.de/10005382315

The Impact of Technology and Regulation on the Geographical Scope of Banking

Degryse, Hans; Ongena, Steven - Centrum voor Economische Studiën, Faculteit Economie … - 2004

We review how technological advances and changes in regulation may shape the (future) geographical scope of banking. We … altered this impact and analyse the current state of the European banking sector. We discuss both theoretical contributions … further dismantling the various residual but mutually reinforcing frictions in the retail banking markets in Europe. We …

Persistent link: https://www.econbiz.de/10005200731

Risk, Concentration and Market Power in the Banking Industry: Evidence from the Colombian System (1997-2006)

Tovar, Jorge; Jaramillo, Christian; Hernández, Carlos - UNIVERSIDAD DE LOS ANDES-CEDE - 2007

This paper examines the relationship between risk, concentration and the exercise of market power by banking … institutions. We use monthly balance-sheet and interest rate data for the Colombian banking system from 1997 to 2006. The evidence …

Persistent link: https://www.econbiz.de/10005082476