In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small business lending in local credit markets. Along the price dimension, our analysis reveals that interest rates increase with bank-borrower distance and decrease with the distance...

This is the first study to simultaneously estimate the influence of market power and efficiency on profitability of banks in a Pacific Island context. Two market power hypotheses — the Structure-Conduct-Performance (SCP) and the Relative-Market-Power (RMP) hypotheses together with two measures...

This study analyzes the net interest margin and its determinants of the Indonesian banks during the period of 2003-2009 using a dynamic panel data methodology. Results from the study show consistent findings with previous studies. It is found that there was high and persistence net interest...