Showing 51 - 60 of 86,963
The question of whether more competition among banks increases relationship banking, which is predicted to improve … credit availability for informationally opaque firms in theory, is a controversial issue in the banking literature. By using … the provision of relationship banking. This paper raises the question whether fierce interbank competition is always …
Persistent link: https://www.econbiz.de/10013155639
We analyze a unique dataset to test an empirical model of retail bank fee determinants in five Central European countries. Due to the data structure we can cope with heterogeneity and cross-subsidization by employing a representative fee index instead of using variables associated with...
Persistent link: https://www.econbiz.de/10013156001
the banking sector negatively affects start-up and exit rates in industries with a greater dependence on external …
Persistent link: https://www.econbiz.de/10012951048
banking industry, where deregulation in the early 1990s lead to extensive branch network expansion. To understand the …
Persistent link: https://www.econbiz.de/10012954749
In this paper we propose a new test of the efficient structure (ES) hypothesis, which predicts that efficient firms come out ahead in competition and grow as a result. Our test has significant advantages over existing ones, because it is more direct, and can jointly test the so-called quiet-life...
Persistent link: https://www.econbiz.de/10012954780
An existing literature examines the degree to which modern commercial banking constitutes a competitive industry and … examine competitiveness over the period since the passage of the Riegle-Neal Interstate Banking and Branching Efficiency Act … passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 …
Persistent link: https://www.econbiz.de/10012956403
impairment. Consistent with stated findings, increase in intensity of competition within banking sectors is accompanied by … sectoral allocations on banks is detrimental to stability of banking sectors. Study findings provide empirical validation for … hitherto untested intermediation theory of commercial banking, and indicate that optimality of liquidity provision by Central …
Persistent link: https://www.econbiz.de/10012903164
Despite the extensive debate on the effects of bank competition, only a handful of single-country studies deal with the impact of bank competition on the cost of credit. We contribute to the literature by investigating the impact of bank competition on the cost of credit in a cross-country...
Persistent link: https://www.econbiz.de/10012903437
Continued consolidation of the U.S. banking industry and a general increase in the size of banks has prompted some …
Persistent link: https://www.econbiz.de/10012904022
We use panel data from the EU-25 to estimate the effect of changes in the degree of banking market concentration on the … that increases in the degree of banking market concentration …
Persistent link: https://www.econbiz.de/10012904493