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Bank Competition and Firm Access to Credit : Bank-Firm Level Evidence from Europe

Grandi, Pietro - 2019

relationship lending, and has implications for competition policy. Indeed, with respect to the prospect of greater banking …

Persistent link: https://www.econbiz.de/10012897968

Toward a More Resilient Financial System : Should Banks Be Diversified?

Baselga-Pascual, Laura - 2018

considering a crisis period. Our results suggest that establishing restrictions in the universal banking model could damage the …

Persistent link: https://www.econbiz.de/10012936777

How Are Small Banks Faring Under Dodd-Frank?

Peirce, Hester - 2018

This paper presents the results of the Mercatus Center's Small Bank Survey, which include responses from approximately 200 banks across 41 states with less than $10 billion in assets each, serving mostly rural and small metropolitan markets. The initial analysis suggests that Dodd-Frank...

Persistent link: https://www.econbiz.de/10012937977

Large Banks and Efficient Banks : How Do They Influence Credit Supply and Default Risk?

Liu, Bo - 2018

This study examines two questions relating to the banking market structure. First, does the banking market structure … influence banks' decisions to originate new single-family home mortgages? Second, does the banking market concentration affect … mortgage default risks? Using a two-stage approach with the inputs from two data sources on the banking market in the US and …

Persistent link: https://www.econbiz.de/10012938234

The Dynamics of US Bank Profitability

Chronopoulos, Dimitris K. - 2018

We examine the determinants of profitability for a large sample of US banks over the period 1984-2010. Specifically, we assess the extent to which short-run profits persist, and whether such persistence is affected by changes in regulation and the recent financial crisis. Our findings suggest...

Persistent link: https://www.econbiz.de/10012940340

Competitiveness in the European consolidated banking sector after the 2008 financial crisis

Klutse, Senanu Kwasi - In: Národohospodářský obzor : časopis věnovaný … 20 (2020) 4, pp. 431-444

for competition in the consolidated banking sector. The financial crisis of 2008 brought with it the need to proceed with … both structural and non-structural measures of competitive conditions, this study found that the consolidated banking … banking sector. The capital expense to fixed assets and total assets in the Europe area were found to be negatively related to …

Persistent link: https://www.econbiz.de/10012817790

Effect of Bank Mergers on the Price and Availability of Mortgage Credit

Ratnadiwakara, Dimuthu - 2020

We examine the effect of bank mergers on the price and availability of credit in the residential mortgage market. We find that, compared to non-acquiring banks in the same local market, acquiring banks that gain large market shares charge significantly higher interest rates but also lend larger...

Persistent link: https://www.econbiz.de/10012822828

Shadow Prices of Non-performing Loans for Chinese Banks in the Post-Crisis Era

Zhao, Shirong - 2020

This paper examines how non-performing loans (NPLs) affect Chinese commercial banks before, during, and after the 2008 global financial crisis as well as the subsequent 2008—2010 stimulus. By accounting for NPLs as undesirable outputs, banks' technical efficiency is estimated using directional...

Persistent link: https://www.econbiz.de/10012823203

Assessing Bank Deposit Market Power Given Limited Consumer Consideration

Abrams, Eliot - 2019

Accurate assessments of bank deposit market power are essential for antitrust and monetary policy. Regulators and researchers have traditionally measured market power assuming all consumers consider every bank operating in a given geographic region. However, these measures are generally biased...

Persistent link: https://www.econbiz.de/10012865380

Bank Concentration, Competition, and Financial Inclusion

Owen, Ann L. - 2017

bank competition measures to study the role of banking system structure as a determinant of cross-country variability in … country and time fixed effects. We find that greater banking industry concentration is associated with more access to deposit …

Persistent link: https://www.econbiz.de/10012968218