What is the role of heterogenous house-price expectations for boom-bust cycles in the housing market? We exploit a … unique Dutch panel data set on households' house price expectations and their consumption, savings and housing choices for … the period 2003-2016. This period was characterized by a pronounced boom-bust cycle in the housing market. Conditioning …

Housing is an important sector of the economy. It has widespread implications for investment, banking, saving and … employment. Home ownership has been linked to building social capital and a sense of community. Furthermore housing equity is a … housing, saving, wealth accumulation and retirement. The results of this contribute to Treasury's role in providing advice to …

implicit rents reduces inequality due to an income elasticity of spending in housing less than one, and to the relatively large …

Housing prices and household borrowing are expected to be tightly connected to each other. Better availability of … credit eases liquidity constraints of households, which is likely to lead to higher demand for housing. On the other hand …, housing prices may significantly influence household borrowing through various wealth effects. Employing time series …

With the ageing of the European population, the housing choices of the elderly will have consequences on the whole … housing market. In this paper we use data from the first two waves of the Survey of Health, Ageing and Retirement in Europe …

recovered only partially during the 2001{2005 housing boom. The 1980{2000 decline in young home ownership occurred as …

, housing demand rises due to the increase in foreign-born population. In addition, immigrants can influence native location … decisions and induce additional shifts in demand. Finally, changes in housing supply conditions can in turn affect prices … supply, total changes in housing demand can be decomposed into the sum of direct immigrant demand and indirect demand changes …

"golden visas" impact real estate housing markets. Using the population of transactions records from 2007 to 2019, we analyse … average of around €38,000 at the investment threshold, indicating a more than 10% price increase in high-end housing prices …

looking at the effect of a reduction in the maximum loan-to-value (LTV) ratio on homeownership rates, house prices and housing … is initially loose, allowing households to lever up against the collateral value of their housing. A reduction in the LTV … is the fall in house prices and the greater is the rise in the share of constrained homeowners and housing wealth …

The vast majority of household wealth in the U.S. is held in illiquid assets, primarily housing, making households … households are tempted to consume their liquid wealth but can use illiquid housing as a savings commitment device. The importance … of temptation and commitment is identified using data on consumption, liquid assets, and housing wealth over the life …