Similar Search Results

Cullison, William E. - In: Economic Review (1990) May, pp. 20-35

Many observers contend that the U.S. savings rate has declined in recent years and that it lags behind the savings rates of our trading partners. This article surveys different methods of measuring savings (and problems with these methods) and finds that U.S. saving may not be as low as is...

Persistent link: https://www.econbiz.de/10005063961

Precautionary portfolio behavior from a life-cycle perspective

Bertaut, Carol C.; Haliassos, Michael - Federal Reserve Board (Board of Governors of the … - 1996

considerable career uncertainty. We study long-run precautionary motives for life-cycle wealth accumulation and portfolio choice …

Persistent link: https://www.econbiz.de/10005498861

Consumer expenditures and saving

In: Federal Reserve Bulletin (1968) Mar, pp. 245-253

Persistent link: https://www.econbiz.de/10005501475

Recent changes in U.S. family finances: evidence from the 1998 and 2001 Survey of Consumer Finances

Aizcorbe, Ana M.; Kennickell, Arthur B.; Moore, Kevin B. - In: Federal Reserve Bulletin (2003) Jan, pp. 1-32

groups, however--particularly those with relatively low levels of income and wealth--a concurrent rise in the frequency of …

Persistent link: https://www.econbiz.de/10005501653

Family finances in the U.S.: recent evidence from the Survey of Consumer Finances

Kennickell, Arthur B.; Starr-McCluer, Martha; Sunden, … - In: Federal Reserve Bulletin (1997) Jan, pp. 1-24

Using data that have just become available from the 1995 Survey of Consumer Finances along with data from the 1989 and 1992 versions of the survey, this article provides a detailed picture of recent changes in the income, net worth, assets, and liabilities of U.S. families. It also presents...

Persistent link: https://www.econbiz.de/10005501741

Saving and growth under borrowing constraints explaining the "high saving rate" puzzle

Wen, Yi - Federal Reserve Bank of St. Louis - 2009

shows that if households face idiosyncratic wealth-income risk and are borrowing constrained, an otherwise-standard growth …

Persistent link: https://www.econbiz.de/10008583255

The outlook, policy choices and our mandate

Dudley, William - In: Speech (2010) Oct 1

Remarks at the at the Society of American Business Editors and Writers Fall Conference, City University of New York, Graduate School of Journalism, New York City.

Persistent link: https://www.econbiz.de/10008676454

Consumers and the economy, part I: Household credit and personal saving

Glick, Reuven; Lansing, Kevin J. - In: FRBSF Economic Letter (2011)

In the years since the bursting of the housing bubble, the personal saving rate has trended up from around 1% to around 6%, while the ratio of household debt to disposable income has dropped from 130% to 118%. Changes over time in the availability of credit to households can explain 90% of the...

Persistent link: https://www.econbiz.de/10008799627

As household asset values rise, should we still worry about the saving rate?

Emmons, William R. - In: The Regional Economist (2006) Jul, pp. 10-11

Although some data show that household wealth is rising, we shouldn't be complacent about the flip side of the coin …

Persistent link: https://www.econbiz.de/10005390024

Unemployment risk and precautionary wealth: evidence from households' balance sheets

Carroll, Christopher D.; Dynan, Karen E.; Krane, Spencer D. - Federal Reserve Board (Board of Governors of the … - 1999

-practice techniques and some new strategies to relate unemployment probabilities from the Current Population Survey to net worth data from … level of income. This finding is robust to certain restrictions on the sample, but not robust across measures of wealth: We … generally find a significant precautionary motive in broad measures of wealth that include home equity, but not in narrower …

Persistent link: https://www.econbiz.de/10005393779