With the realisation of the Single Euro Payments Area (SEPA), there will be no difference in the euro area between … national and cross-border retail payments. SEPA is aimed at fostering competition and innovation, and improving conditions for … practices. The Eurosystem strongly supports the SEPA project. In its catalyst role, the European Central Bank (ECB) closely …

performance. We then review the policy tools available to promote efficient retail payments in Europe. We argue that while SEPA is …

the vision of the single euro payments area (SEPA) was born. The objective was to execute payments in euro as efficiently … single payment account in any Member State is sufficient to make euro payments within the EU. The first article on SEPA was … other institutions participating in payment services) will offer SEPA products, further information campaigns will stimulate …

seraient développées dans le cadre du nouveau système européen de paiements (SEPA). Un examen attentif des expériences de …