Regulatory Q&A discusses a variety of topics including payday lending, notifications regarding private mortgage insurance (PMI), individual development accounts (IDAs), and other issues.

Carol Lewis, a compliance examiner at the Boston Fed, reviews the major changes to the Fair Credit Reporting Act.

Last fall Congress passed legislation that will dramatically alter the financial services industry in the United States. Carol Lewis explains how the sweeping reforms in the Gramm-Leach-Bliley Act impact bank holding companies, banks, community groups, and consumers.

Rhode Island is a nonjudicial foreclosure state. That results in a fast-moving foreclosure process and few official statistics. It also means that pinpointing leading causes and hotspots is tough.

Carol Lewis of the Boston Fed provides lenders and others who track HMDA (Home Mortgage Disclosure Act) with an overview of changes to the Regulation that takes effect in 2003. She reviews the Regulation's expanding coverage, additional data reporting requirements, and definition changes.

Check 21 is changing how the country’s checks are processed. The Boston Fed’s Carol Lewis answers questions about how this new law affects consumers.

Regulatory Q&A covering the Truth in Lending Act (TILA), The Truth in Savings Act, and others.

Questions and answers about the new section to Regulation G.

A review of the new Regulation M and its segregated disclosures, intended to protect consumers during the leasing process.