to banks, they make loans available to any borrower regardless of the intended use of the money as long as borrowers …

Rendering of the loans is one of the main activities of commercial banks, giving the largest income, but at the same … time raising the highest risk. Trying to avoid the risk of non-repayment of the loans, to insure the redemption of the loan … in time and to gain a profit as more as possible commercial banks should give the loans only to the reliable clients …

At this final master’s work the market of loans to Lithuanian households is analyzed. Given the methods applied to … analyze credit markets in practice, the long-term and short-term relations between loans to Lithuanian households and other … transactions. Given the rapid growth of loans to Lithuanian households in recent years, the effect of external impulses coming …

associated with loans and deposits of households and non-financial corporations, or fee and commission income. Breaking down net …

Rationale The share of non-marketable assets (mainly bank loans) pledged as collateral in the Eurosystem’s monetary …-marketable assets are loans to firms rated using the Banco de España’s in-house rating system, called ICAS BE. •There is ample scope to … increase the volume of pledged loans with an ICAS BE rating, especially in the case of loans to SMEs. •Spanish firms’ ICAS BE …

This paper examines the borrowing behavior of the households and the suitability of the loans obtained from the … loans in proportion to their income on food and nonfood consumptions suggesting that they are more engaged in borrowing for … smoothing their consumptions. It has also been shown that the access to COFI loans is relatively easy for the client household …

We analyze differences in the pricing of syndicated loans between U.S. and European loans. For credit lines, U …. For term loans, U.S. firms pay significantly higher spreads. While European firms across the rating spectrum issue terms … loans, only low quality U.S. firms rely on term loans. U.S. issuers perform worse after loan origination compared to …