Tereszkiewicz, Piotr; Południak-Gierz, Katarzyna - In: Risks : open access journal 9 (2021) 5, pp. 1-15
The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the … offered insurance product to the needs, features, and situation of each individual client. This study seeks to examine how … liability should be allocated when the process of the personalization of an insurance product does not result in the client …