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Differences in Portfolios across Countries: Economic Environment versus Household Characteristics

Christelis, Dimitris; Georgarakos, Dimitris; Haliassos, … - C.E.P.R. Discussion Papers - 2010

, and mortgages among households aged fifty or more in thirteen countries, using new and comparable survey data. We employ … smaller ones in homes, and to have larger mortgages in older age, even controlling for characteristics. This is consistent …

Persistent link: https://www.econbiz.de/10008642873

TBA trading and liquidity in the agency MBS market

Vickery, James; Wright, Joshua - Federal Reserve Bank of New York - 2010

Most mortgages in the United States are securitized through the agency mortgage-backed-securities (MBS) market. These …

Persistent link: https://www.econbiz.de/10008643781

The Italian mortgage market: characteristics, evolution and regional differences. Evidence from a bank survey

Rossi, Paola - Banca d'Italia - 2008

The paper reviews the supply of different mortgage instruments to Italian households by means of data obtained from a survey conducted in 2007 by the Bank of Italy over more than 300 banks. The results document significant innovations in housing finance in the last five years: a greater variety...

Persistent link: https://www.econbiz.de/10005113690

Prepayment behavior of China's mortgage borrowers: evidence from the loan‐level data

Li, Xiaowei; Kuang, Weida - In: International Journal of Housing Markets and Analysis 5 (2012) 1, pp. 71-88

Purpose – There exists a large volume of literature evaluating the mortgage prepayment risk based on the USA's and other developed countries' experiences. With access to detailed loan‐level data provided by a national mortgage lender in China, the purpose of this paper is to revisit the...

Persistent link: https://www.econbiz.de/10014777753

The Grip of Death, a Study of Modern Money, Debt Slavery and Destructive Economics

Rankin, Keith - In: International Journal of Social Economics 26 (1999) 6, pp. 219-221

Persistent link: https://www.econbiz.de/10014806904

House Prices, Second Mortgages and Household Savings; An Empirical Investigation for the Netherlands, 1987-1994

Rouwendal, Jan; Alessie, Rob - Tinbergen Instituut - 2002

paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We … investigatethe effect of house prices on (i) the number and size of second mortgages, (ii) the savingsof owner-occupiers and (iii … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

Persistent link: https://www.econbiz.de/10011256325

ИНВЕСТИЦИОННЫЙ ПРОЦЕСС В СФЕРЕ ЖИЛИЩНОГО СТРОИТЕЛЬСТВА И ОСОБЕННОСТИ ЕГО ФИНАНСОВОГО ОБЕСПЕЧЕНИЯ...

АЛЕКСАНДРОВИЧ, КРЕТОВ АРТЕМ - In: ИЗВЕСТИЯ … (2012) 3, pp. 165-165

В статье рассматриваются особенности инвестиционного процесса в сфере жилищного строительства. Особое внимание уделяется анализу используемых и...

Persistent link: https://www.econbiz.de/10011221928

Consumption and initial mortgage conditions: evidence from survey data

Masier, Giacomo; Villanueva, Ernesto - European Central Bank - 2011

Economic theory predicts that the consumption path of unconstrained homeowners responds to the interest rate, while the consumption path of credit constrained homeowners is determined by the size and timing of payments (mortgage maturity). We exploit the rapid expansion of mortgage markets...

Persistent link: https://www.econbiz.de/10008854657

It’s Not Just Subprime!

DeGennaro, Ramon P. - In: Journal of Private Enterprise 25 (2009) Fall 2009, pp. 23-30

Persistent link: https://www.econbiz.de/10010894272

Más nos mojaríamos sin paraguas... pero de todos modos sufrimos una fuerte tormenta: La crisis del 2007-200? en América Latina y Costa Rica

Echeverría, Rodríguez; Ángel, Miguel - In: Revista de Ciencias Económicas 26 (2008) 06

El estallido de la burbuja residencial en los Estados Unidos, a principios del 2007, rápidamente afecto al sector financiero no bancario y a los nuevos instrumentos crediticios y de seguros que se habían desarrollado al margen de las regulaciones nacionales e internacionales. Su efecto se...

Persistent link: https://www.econbiz.de/10010961268