<title>Abstract</title> There are growing concerns about the way predatory mortgages erode housing equity. We examine another potential impact: the relationship between abusive loan terms and foreclosure. Do predatory characteristics increase the likelihood of foreclosure once other risk factors are taken into...

This paper provides an account of recent urban change and policy initiatives in the US. The paper describes how processes of global change have impacted upon economic activity and social life in the US, leading to the decline and isolation of inner-city areas. The urban, housing and community...

The housing consumption of renters in small cities is examined using a constant elasticity model estimated from cross-sectional data for a sample of 500 households. Permanent income is estimated using a cohort averaging technique which adjusts for differential expectations of future incomes. The...

Among other reasons, controlling financial distress in the conventional multifamily sector is important because of the neighborhood destabilizing effects of partially occupied and vacant buildings and the potential lending cutbacks that could be made by financial intermediaries whose loan...

In this study, we present an analysis of the impacts of high tech economic growth on the incidence of critical housing problems among all households and among moderateincome working families in major metropolitan areas. We rely on data from the 1999 American Housing Survey, supplemented with...

This article attempts to examine the filtering issue within a broad market framework, emphasizing some of the potentially serious neighborhood implications of the turnover process. It concludes that the negative social welfare effects associated with the market adjustments that take place in...