Remarks to the National Community Reinvestment Conference, Las Vegas, NV, March 20. 2006

Remarks to the National Community Reinvestment Conference, Las Vegas, NV, March 20. 2006

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.

In August 2005, a joint ruling by the Federal Reserve Board of Governors, Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency made several changes to the rules implementing the Community Reinvestment Act.

This article highlights popular Community Reinvestment Act websites of interest to bankers, community groups and others engaged in the CRA.

Over the past 25 years, the Community Reinvestment Act has been found to expand access to mortgage credit. But the banking world keeps evolving. Lending gains were strong during the 1990s, yet disparities still exist. This article provides highlights of an important paper that was produced by...

This article provides background on the evolution of Community Reinvestment Act (CRA) and fair lending regulations, summarizes the relevant economic literature, and evaluates the effectiveness of the regulations by analyzing recent trends in mortgage lending activity. Are the trends in line with...