Narrow search
Showing 1 - 10 of 45,551
Cover Image
Debt and financial expectations: an individual and household level analysis
Brown, Sarah; Taylor, Karl; Garino, Gaia; Price, … - Department of Economics, Leicester University - 2003
In this paper we show that optimistic financial expectations impact positively on both the uantity of debt and the … growth in debt, at the individual and household levels. Our heoretical model shows that this association is predicted under a … variety of plausible cenarios. In the empirical analysis we explore the determinants of debt and of growth in ebt using …
Persistent link: https://www.econbiz.de/10005385082
Cover Image
Adults' Financial Literacy and Households' Financial Assets: The Role of Banks Information Policies
Fort, Margherita; Manaresi, Francesco; Trucchi, Serena - 2014
We investigate the role of banks information policies in fostering the accumulation of financial knowledge. In Italy, banks belonging to the PattiChiari Consortium implement policies aimed at increasing transparency and procedural simplification, without offering services at lower cost with...
Persistent link: https://www.econbiz.de/10010435779
Cover Image
Adults' financial literacy and households' financial assets : the role of banks information policies
Fort, Margherita; Manaresi, Francesco; Trucchi, Serena - 2014
We investigate the role of banks information policies in fostering the accumulation of financial knowledge. In Italy, banks belonging to the PattiChiari Consortium implement policies aimed at increasing transparency and procedural simplification, without offering services at lower cost with...
Persistent link: https://www.econbiz.de/10010426008
Cover Image
Adults' Financial Literacy and Households' Financial Assets: The Role of Banks Information Policies
Fort, Margherita; Manaresi, Francesco; Trucchi, Serena - CESifo - 2014
We investigate the role of banks information policies in fostering the accumulation of financial knowledge. In Italy, banks belonging to the PattiChiari Consortium implement policies aimed at increasing transparency and procedural simplification, without offering services at lower cost with...
Persistent link: https://www.econbiz.de/10010948806
Cover Image
Austrian Households’ Financial Wealth: An Analysis Based on Microeconomic Data
Beer, Christian; Mooslechner, Peter; Schürz, Martin; … - In: Monetary Policy & the Economy (2006) 2, pp. 94-110
wealth. The descriptive presentation of household financial wealth also covers data on household debt and investment …
Persistent link: https://www.econbiz.de/10005802615
Cover Image
Dokumentation der Diskussionsbeiträge auf dem Workshop des DIW Berlin zum Thema "Riester-Rente - Grundlegende Reform dringend geboten!?"
Hagen, Kornelia - In: Vierteljahrshefte zur Wirtschaftsforschung 81 (2012) 2, pp. 280-311
Dokumentiert wird der Austausch über das Riester-Sparen, der auf dem Workshop des DIW Berlin stattfand. Teilnehmer dieser Veranstaltung waren Wissenschaftler sowie Vertreter aus Wirtschaft und Politik. Die Gespräche fanden entlang von Vorträgen statt. Kontrovers diskutiert wurde über die...
Persistent link: https://www.econbiz.de/10010378033
Cover Image
Dokumentation der Diskussionsbeiträge auf dem Workshop des DIW Berlin zum Thema "Riester-Rente - grundlegende Reform dringend geboten!?"
Hagen, Kornelia - In: Vierteljahrshefte zur Wirtschaftsforschung 81 (2012) 2, pp. 280-311
Dokumentiert wird der Austausch über das Riester-Sparen, der auf dem Workshop des DIW Berlin stattfand. Teilnehmer dieser Veranstaltung waren Wissenschaftler sowie Vertreter aus Wirtschaft und Politik. Die Gespräche fanden entlang von Vorträgen statt. Kontrovers diskutiert wurde über die...
Persistent link: https://www.econbiz.de/10010401490
Cover Image
Household Investment Asset Variation and Wealth
J. Harness, Nathaniel - 2010
Frequent shifting of household portfolio composition may erode wealth due to poor market timing and transaction costs. If household preferences are stable, the optimal wealth maximizing strategy is periodically rebalancing to maintain a relatively constant ratio of investment assets to wealth...
Persistent link: https://www.econbiz.de/10013138691
Cover Image
Household Investment Asset Variation and Wealth
J. Harness, Nathaniel - 2010
Frequent shifting of household portfolio composition may erode wealth due to poor market timing and transaction costs. If household preferences are stable, the optimal wealth maximizing strategy is periodically rebalancing to maintain a relatively constant ratio or investment assets to wealth...
Persistent link: https://www.econbiz.de/10013138791
Cover Image
Rethinking Asset Location - Between Tax-Deferred, Tax-Exempt and Taxable Accounts
Reed, Chris - 2019
The Asset Location (AL) decision determines which of the assets owned should be held in which account-type (tax-deferred, tax-exempt or taxable) in order to maximize the tax-reduction benefits of those accounts and to maximize ending wealth. This paper argues against AL practices that a) phrase...
Persistent link: https://www.econbiz.de/10012905226