contrast, claim that women have become overly indebted. But little is actually known about women’s debt/credit in quantitative … sex in order to analyze the gender of debt and its interplay with caste and poverty, based on descriptive statistics and … household debt. On a theoretical level, these results highlight the gendered earmarking of debt and credit: male and female …

unsustainable levels of debt. Using survey data from South Africa, we confirm that poor people are indeed overly optimistic, and … also that optimism is positively and significantly related to debt accumulation. …